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Home Purchase

Buying your first home is an exciting adventure. It's also one of the biggest financial commitments you will make in your lifetime.

For many people buying their first home is an important milestone. Owning a home can be the first step in increased financial independence and offer significant lifestyle advantages. We offer a variety of tools, information, and programs designed to help you reach your home ownership dream. We'll make sure your first-time home buying experience is a good one.

Education and an Experienced Broker are the keys to buying your first home, A little basic knowledge and a qualified broker will help you navigate the process and can make all the difference.

It's important to understand the loan process and be prepared to make a smart home choice and financing decisions. Being familiar with basic loans types available for first-time homebuyers, as well as common mortgage terms and credit basics will help you be a smart consumer. Working with experienced real estate and lending professionals can be invaluable during your first home purchase.


  • First-Time Home Buyer
  • Conventional (with Interest-Only Programs)
  • Government FHA/VA/RD/USDA
  • Jumbo
  • Non-Qualified Mortgage
  • Renovation
  • HELOC (Home Equity Line of Credit)
  • Second Mortgages
  • One Close Construction Loans

Mortgage Tools

Our mortgage calculators can provide estimates for loan amounts and payments. By completing a mortgage pre-qualification you and your Realtor will have a realistic idea of how much home you can afford and give you negotiating leverage. A free consultation can get your started on your home buying adventure.

Documentation Required for Your Loan

Click here for a list of documents that are required when you apply for a mortgage. However, every situation is unique and you may be required to provide additional documentation. If you are asked for more information, the sooner you provide the information requested, the better. It will help speed up the application process.